What Are The Consequences Of Not Taking Out Travel Insurance?
Travel insurance is becoming increasingly cheaper for people who want to see the world and have peace of mind about their wellbeing at the same time. There are lots of different eventualities that you will need to be prepared for when you are embarking on a trip. Lots of people have the mistaken belief that travel insurance is an unnecessary expense and that they should use the money they save to buy food and to book hotel rooms.
However, there are several consequences of not taking out comprehensive travel insurance.
You Will Not Be Covered For A Vehicular Accident
One of the most exciting things about going on holiday is that you get to explore new surroundings in a hired car or on a hired motorcycle. If you have an accident that is not covered by any insurance, then you might not be able to afford the hospital fees that you have incurred after a stay in the hospital whilst your injuries are being treated.
You should make sure that you hold a valid license before you decide to rent any vehicles. You will also want to take out a travel insurance policy found through Medical Travel Compared which covers you in the event of a vehicle being damaged or you sustaining some injuries.
You Will Not Be Covered For Injuries On Zip-Lines And Bungee Jumps
Lots of people go on holiday to experience a rush of adrenaline that they don’t get at home on a regular basis. You might want to go bungee jumping over a lake in Australia, or you might want to take a zip line through the jungles of Indonesia, even if you are elderly. Your adrenaline will be flowing, but you might have an accident that causes you to end up in a hospital.
Some travel insurers require you to take out extra insurance if you want to do these kinds of “extreme sports”, so don’t assume that a regular insurance policy will provide cover in these situations.
You Will Not Be Covered If You Develop Infections
Some countries that you are travelling might have poor sanitation, which can heighten the chances of you getting an infection. You might be celebrating the New Year in Thailand when someone throws a bucket of water over you, as is customary. What you might not know is that the water is dirty and could give you an ear infection.
These types of infections can be extremely painful, and you might have to cut short your trip as a result. Being without travel insurance will delay your treatment and could make the infection worse.
When you go on holiday, you will be doing lots of things that you do not get to experience. Some of these activities may put you at greater risk of having to go to the hospital than when you are at home. Travelling without the right kind of insurance should be avoided.